Understand an offer
Convert gross pay into estimated net pay before comparing a job offer, relocation or salary increase.
FREE CALCULATOR · 2026 DATA
Estimate net salary and total employer cost in Belgium, France or the Netherlands using official 2026 rates. Free detailed calculator.
Compare contractual gross pay, estimated deductions, annual net pay and the employer’s total budget in one simulation. The calculation adapts to the selected country and stays in your browser.
Convert gross pay into estimated net pay before comparing a job offer, relocation or salary increase.
See statutory employer charges, then add pension, sector, insurance or collective-agreement costs.
Use one consistent view for Belgium, France and the Netherlands while applying distinct 2026 rules.
Updated 17 August 2026. Always confirm a contractual decision with a payslip, payroll provider or qualified adviser.
What the estimate includes and what still depends on your payslip.
No. This is a 2026 estimate for a standard private-sector employee. Benefits, bonuses, collective agreements, pensions, insurance, regional reductions and personal circumstances may change the final amount.
The calculation uses 13.07% employee social security, the 2026 work bonus, 2026 income-tax bands, the tax-free allowance, standard professional expenses and an estimated 7% municipal surcharge. Employer cost starts from the official 25% base contribution.
Net pay before tax uses the main 2026 employee contributions and the €48,060 annual social-security ceiling. Withholding tax uses the rate you enter. Employer cost includes a standard contribution base and the 2026 RGDU reduction.
It applies the 2026 payroll-tax bands, general tax credit and labour tax credit for a person below AOW age. Employer cost uses capped standard 2026 rates; pension and sector costs can be added separately.